Insurance companies have a specific script. When you slip and fall on a wet floor or a broken sidewalk, they want to make you feel like you’re being greedy. They’ll tell you that $15,000 is a generous offer for your “minor” injury. But what happens when that minor injury turns into a chronic back problem six months later? At Gingery Hammer & Associates, we know that the true cost of an accident isn’t found in a quick check. It’s found in the months of physical therapy and the lost wages that follow.
We don’t play the insurance company’s game. We’ve built our reputation on being the muscle that clients need when they’re being bullied. We’ve seen cases where a client was offered a measly $16,500 by an adjuster who claimed the accident wasn’t that bad. By the time we were done, we forced them to pay 60 times that amount. We don’t settle for “fair” according to an insurance company’s spreadsheet. We settle for what’s right for your life.
The Trap of the Recorded Statement
The first thing that’ll happen after your fall is a phone call. The person on the other end will sound concerned. They’ll ask to record the call “just to get the facts straight.” Don’t do it. They aren’t looking for the truth. They’re looking for any reason to say the fall was your fault. They want you to admit you were distracted or wearing the wrong shoes.
Our approach is different. We believe in radical transparency with our clients, but we’re a stone wall to the defense. We use a methodology of reasonableness to box them in. By making strategic legal offers early on, we put the pressure back on the insurance company. If they don’t act reasonably now, they’ll be on the hook for much more later. It’s a clinical, authoritative way to ensure our clients get every dime they deserve.
Case Results Are Not Accidents
You might hear about a $7,500,000 settlement and think it was a stroke of luck. It wasn’t. That result came from a case where a food bank volunteer was crushed by falling pallets. We had to prove that the property owner ignored basic safety protocols. We had to show that the worker’s visibility was blocked and it was an accident waiting to happen. That kind of win takes a relentless guardian who knows how to navigate complex litigation.
If your lawyer doesn’t specialize in personal injury, you’re at a disadvantage. General practice lawyers don’t have the resources or the “insider” knowledge to go up against a multi-billion dollar insurance firm. We’ve handled over 1,000 cases. We know the experts to call and the evidence to look for. Whether it’s a slip and fall in a retail store or a catastrophic injury on a construction site, we have the experience to push for full policy limits.
Making It Personal
We often say that personal injury is personal, not just physical. An injury to a father who provides for three daughters is a different case than an injury to someone with no dependents. We look at the “human” story. We once handled a wrongful death case that had been cold for 27 years. We didn’t give up until we secured a $15,000,000 judgment. We understand that for many of our clients, litigation is the only way to find closure.
We also know that the weeks following an injury are a mess. You’re dealing with doctors, missed work, and physical pain. We try to take as much of that off your plate as possible. We can even help arrange handicap-accessible vehicles for you while your case is pending. Our team is here to give you a direct line of communication. You won’t be talking to an automated system. You’ll be talking to a team that cares about your recovery.
Taking the First Step
Don’t let a store manager or an insurance adjuster tell you what your case is worth. They have a conflict of interest. Your only job right now should be getting better. Let us handle the legal heavy lifting. We work on a contingency fee basis, which means there’s no fee unless we win. We’re in this with you from the first consultation to the final check.
If you are ready to hold a negligent property owner accountable, you need to find the most dedicated Roseville slip & fall attorney in Roseville, California to review your file. You should secure a Roseville slip injury settlement that actually covers your long-term medical needs. Every case we take is driven by the Justin M. Gingery philosophy of radical transparency and aggressive advocacy.
